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New2 days ago

441 Paddington Crescent

Centennial, Oshawa

$848,000

Detached|2-Storey
3 | 3 | 5
About this home

Gorgeous 3+2 bedroom, 2-storey home backing onto a breathtaking ravine with NO direct rear neighbours! Your own private outdoor retreat featuring a natural creek, mature greenery, stunning ravine views, heated inground pool and brand-new backyard deck (2025)-perfect for relaxing and entertaining. Pool features a new liner and pump (2025) and heater replaced in 2022. Enjoy summer BBQs, pool days and peaceful evenings surrounded by nature and complete privacy. Inside, this move-in-ready home offers an updated kitchen with custom maple cabinetry, quartz counters and modern upgrades, a spacious family room with wood-burning fireplace and walk-out to the deck, plus a professionally finished basement with recreation area, gas fireplace, office and walk-out to the large patio. Furnace and A/C replaced in 2021, fence in 2022 and balcony deck in 2024. Close to parks, trails, schools, shopping, major roads and GO Transit. A rare opportunity to enjoy resort-style outdoor living in the city!

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
Style2-Storey
Approx. AgeNot available
Size2000-2500 sq. ft.
Property Tax$6,679
Lot Size48 ft x 130 ft
mls© NumberE13873286
Listed ByRE/MAX WEST REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,340
Property tax
$557
Heat allowance
$150
Housing costs
$5,047 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $169,600
25-yr amortization

Income needed

$155,000

gross annual household income

Payment at 4%
$3,569 / mo
Cash down
$169,600

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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