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New2 days ago

326 Cochrane Street

Rural Whitby, Whitby

$799,999

Detached|Bungalow
3 | 2 | 3
About this home

Welcome to 326 Cochrane Street - where charm, space, and opportunity can come together. Rarely offered, this beautifully maintained all-brick bungalow sits on an impressive 69 x 136 ft. lot, perfectly positioned between Downtown Whitby and Lynde Creek. It's the kind of home that gives you room to grow, space to gather, and possibilities for the future. Inside, the bright main floor offers 3 bedrooms, inviting living spaces, and thoughtful updates, including custom closet systems in the front hall and primary bedroom (2026). The finished basement adds even more flexibility with an additional bedroom, office, large recreation room, playroom/den, and brand-new carpeting (2026). With its existing layout, it could also be converted into an in-law suite or income-generating apartment - perfect for multi-generational living or future rental potential. Outside, the oversized backyard offers endless possibilities - whether you're dreaming of entertaining, gardening, creating the ultimate family retreat, or even building a future addition to take advantage of the expansive lot. Across from a top-tier elementary school, minutes from Downtown Whitby, parks, shops, cafes, groceries, GO Transit and Highway 401. This isn't just a house - it's a place to put down roots, make memories, and build your future.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
StyleBungalow
Approx. Age51-99
Size1100-1500 sq. ft.
Property Tax$6,429
Lot Size69 ft x 136 ft
mls© NumberE13870474
Listed ByColdwell Banker Electric Realty

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,095
Property tax
$536
Heat allowance
$150
Housing costs
$4,780 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $160,000
25-yr amortization

Income needed

$147,000

gross annual household income

Payment at 4%
$3,367 / mo
Cash down
$160,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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