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Centennial, Oshawa
$759,000
Exceptional space, versatility and income potential in Oshawa's established Centennial neighbourhood! This upgraded detached bungalow sits on a generous 66.06 x 101.27 ft. lot and features a legal basement apartment with separate hydro meters-ideal for extended families, multigenerational living or buyers seeking rental income to help offset ownership costs. The bright main level offers approximately 1,400 sq. ft. of comfortable living space, including 3 generous bedrooms, a full bathroom, a sun-filled living room, a spacious eat-in kitchen overlooking the front yard and its own laundry. The fully finished walkout basement apartment features fresh paint and new flooring, 3 bedrooms, a separate kitchen, a full bathroom plus a powder room, a spacious ground-level living room and separate laundry, providing excellent flexibility for owner-occupiers and investors alike. Enjoy a fully fenced backyard with wide side access, an attached garage and a huge driveway, with total parking for up to 7 vehicles-perfect for larger households, tenants and guests. Centennial's mature residential setting offers convenient access to schools, parks, shopping and public transit, with Durham College, Ontario Tech University and major commuter routes within reach. A compelling opportunity to combine everyday comfort with the practical benefits of two separate living spaces. Seller is open to considering rent-to-own arrangements and vendor take-back financing, subject to mutually agreed terms. Flexible closing available. Move in, rent out or accommodate extended family-the choice is yours!
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $6,113 |
| Lot Size | 66.06 ft x 101.27 ft |
| mls© Number | E13869848 |
| Listed By | ROYAL LEPAGE TERREQUITY REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
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Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,885
- Property tax
- $509
- Heat allowance
- $150
- Housing costs
- $4,544 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$140,000
gross annual household income
- Payment at 4%
- $3,194 / mo
- Cash down
- $151,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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