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New4 days ago

64 Harris Avenue

McLaughlin, Oshawa

$639,900

Detached|Bungalow
2 | 2 | 4
About this home

Welcome to this all-brick bungalow nestled on a quiet, tree-lined street in a highly convenient Oshawa location. Situated on a private 56-foot-wide lot, this cozy home offers a very private backyard and plenty of outdoor space including a 33 x 18 foot patio to enjoy. The basement features an in-law suite setup with a separate entrance, offering flexibility and additional living space. Gas furnace & AC (2022), updated hydro panel & vinyl windows. An oversized detached block garage with hydro provides plenty of room for parking, storage, a workshop, or hobbies. There is an attached shed (13 x 12 ft) at the back of the garage. Located just steps from the Oshawa Shopping Centre, schools, parks, and everyday amenities. Enjoy easy access to Highway 401, Lakeridge Health Oshawa, and the Oshawa Golf Course, with both public and Catholic elementary and secondary schools nearby. A well-located home on a great street with plenty of potential-perfect for first-time buyers, downsizers, or those looking for flexible living space.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
StyleBungalow
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$5,153
Lot Size56.43 ft x 139.64 ft
mls© NumberE13862400
Listed ByColdwell Banker 2M Realty

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,275
Property tax
$429
Heat allowance
$150
Housing costs
$3,855 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $127,980
25-yr amortization

Income needed

$119,000

gross annual household income

Payment at 4%
$2,693 / mo
Cash down
$127,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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