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Birchcliffe-Cliffside, Toronto
$1,149,000
Rare two-storey 3-bed 3-bath in the heart of Birch Cliff, with private driveway, private garage, walk out basement, elevated private backyard, new kitchen (2025), and more. This fully renovated and meticulously maintained home offers hardwood floors, a sun-filled layout with morning and afternoon light, and an unbeatable location. The fully remodeled custom kitchen was thoughtfully designed for busy families, featuring quartz countertops and slab backsplash, upgraded appliances, pot lights, elegant soft-close cabinetry, tons of storage, coffee/tea station, with a breakfast space in addition to formal dining. Spent $$$. The beautifully fenced and landscaped backyard is a retreat for gardeners and easy to maintain; enjoy it all year long. This is a rare opportunity to stop compromising on location, room size, privacy, and your backyard oasis. Take advantage of a newly shingled roof, newer furnace, new doors, new windows, and an electrical panel upgraded to 200 amps. Steps from Lake Ontario, multiple elementary schools, Birchmount Community Centre, local coffee shops, Rosetta McClean Gardens, and several TTC Bus stops. Commute downtown in 30 minutes or less.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 1500-2000 sq. ft. |
| Property Tax | $5,264 |
| Lot Size | 25 ft x 102.58 ft |
| mls© Number | E13831134 |
| Listed By | REALTY 21 INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $5,881
- Property tax
- $439
- Heat allowance
- $150
- Housing costs
- $6,470 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$199,000
gross annual household income
- Payment at 4%
- $4,835 / mo
- Cash down
- $229,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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