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Listed 1 month ago

365 Townline Road W

Rural Whitby, Whitby

$2,189,900

Detached|2-Storey
4 | 4 | 8
About this home

Client RemarksViews of the park-like 10+ acre lot from every room of this updated family home in picturesque Ashburn! Enjoy the tranquil, private setting just minutes from Brooklin's amenities. Relax and entertain in the beautiful family room, featuring a soaring cathedral ceiling, floor-to-ceiling stone fireplace, and an open flow to the family-sized kitchen.The contemporary, practical layout lets each room suit your individual needs: the formal dining room (currently used as an office) walks out to a wrap-around porch with a finished ceiling. Glass doors offer privacy without sacrificing views or light.The 2nd floor features 4 bedrooms and updated bathrooms. The partially finished basement offers a separate entrance from the oversized 2-car garage, high ceilings, 2 large cold cellars, a partially finished 2-piece bath, and a finished rec room with an above-grade window. Move right in - this home is freshly painted, well-maintained, has plenty of parking and storage, and is pet and smoke free!Recent updates include: windows (2022), eaves and fascia (2020), porch ceiling (2025), new trim and interior doors, new toilets, updated 2nd-floor bathrooms, and new broadloom and hardwood flooring. Septic pumped out August 2026.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
Style2-Storey
Approx. AgeNot available
Size2000-2500 sq. ft.
Property Tax$9,677
Lot Size284.31 ft x 1500.76 ft
mls© NumberE13785338
Listed ByThe Nook Realty Inc.

Listing History

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  • No recent lease history for this listing.

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$11,209
Property tax
$806
Heat allowance
$150
Housing costs
$12,165 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $437,980
25-yr amortization

Income needed

$374,000

gross annual household income

Payment at 4%
$9,215 / mo
Cash down
$437,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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