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New6 days ago

304 - 120 Elgin Street W

O'Neill, Oshawa

$484,900

Condo Apartment |
2 | 1 | 1 | 0
About this home

Bright and tidy Kassinger built 2 bedroom corner unit in a quiet, secure, community driven building! This spacious and sunny unit features no neighbours on one side, sunrise views from the large windows, and a large private balcony. Lots of storage, including a pantry closet, an oversized multi-purpose closet, and a walk-in closet in the primary bedroom. Updated bathroom with granite counters and walk-in shower. Protect yourself and your vehicle from the elements with the convenience of underground parking. Walkers will enjoy being steps to trails, botanical gardens, the Oshawa Golf Course, historic Parkwood Estates, and Lakeridge Health for your medical appointments. The building and grounds are meticulously maintained, with a beautiful lobby and fully equipped party room when extra space is needed. Minutes to the highway, and transit at your door step. Affordable maintenance fees include all utilities, cable television. See the virtual tour for a video walk through.

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agent
Jonathan Lee
(647) 983-0770
TypeCondo Apartment
StyleApartment
Approx. AgeNot available
Size1000-1199 sq. ft.
Maintenance Fees$969
LockerNone
BalconyOpen
ExposureEast
Parking TypeUnderground
Parking Spaces1
Parking FeaturesNone
Property Tax$3,262
mls© NumberE13779814
Listed ByThe Nook Realty Inc.
Heat Included
Water Included
CAC Included
Common Elements Included
Parking Included
Building Insurance Included
Cable TV Included
Hydro Included

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,482
Property tax
$272
Heat allowance
$150
Condo fees, half counted
$485
Housing costs
$3,388 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $96,980
25-yr amortization

Income needed

$104,000

gross annual household income

Payment at 4%
$2,041 / mo
Cash down
$96,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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