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New14 hours ago

2004 Cameron Lott Crescent

Kedron, Oshawa

$599,000

Freehold Townhouse|3-Storey
3 | 3 | 2
About this home

Your first home. Your own space. $0 monthly maintenance or POTL fees. Welcome to this 2023-built brick-front freehold townhome in North Oshawa's growing Kedron community, offering 3 bedrooms, 3 bathrooms and a thoughtfully designed three-level layout with modern finishes and plenty of room to grow. Freshly painted and move-in ready, the home features high ceilings, newly installed pot lights, blinds on all windows and large windows that fill the open-concept living and dining areas with natural light. The contemporary kitchen offers ample cabinetry and workspace, while a private balcony provides the perfect spot for morning coffee or evening relaxation. The primary bedroom features its own private balcony, and two additional bedrooms offer flexibility for family, guests or a home office. Direct access to the attached single-car garage adds everyday convenience, and the property is still covered under Tarion warranty for added peace of mind. Located near Conlin Road and Harmony Road, enjoy convenient access to Costco, shopping, restaurants, Ontario Tech University, Highway 407 and local transit, while nearby Delpark Homes Centre offers swimming, skating, fitness facilities and a public library, with parks, playgrounds and sports amenities throughout the surrounding community. With no monthly condo, maintenance or POTL fees, this is an exceptional opportunity to step into homeownership in one of North Oshawa's growing communities. Some images have been virtually staged.

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agent
Jonathan Lee
(647) 983-0770
TypeAtt/Row/Townhouse
Style3-Storey
Approx. Age0-5
Size1100-1500 sq. ft.
Property Tax$5,153
Lot Size20.01 ft x 45.93 ft
mls© NumberE13776168
Listed ByRE/MAX OPTIMUM REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,066
Property tax
$429
Heat allowance
$150
Housing costs
$3,645 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $119,800
25-yr amortization

Income needed

$112,000

gross annual household income

Payment at 4%
$2,521 / mo
Cash down
$119,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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