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Listed 11 days ago

630 Cognac Crescent

Amberlea, Pickering

$1,049,000

Detached|2-Storey
4 | 4 | 4
About this home

Spacious executive home in one of the area's most sought after neighbourhoods, ideal for large families or multigenerational living. With the potential for up to 9 bedrooms, this property offers exceptional flexibility and room to grow. Set on an expansive lot, the home features a generous interior layout and outstanding potential. It could use a little TLC, but it's priced to sell and ready for your personal touches. Recent updates include: Primary ensuite updated approx. 2 years ago Other bathrooms updated within 4 years Roof less than 1 year old Smart bulb technology throughout The kitchen is equipped with stainless steel LG induction stove and fridge, plus stainless steel dishwasher, microwave, and range hood. The partially covered back deck is perfect for outdoor entertaining and includes a propane outdoor fireplace, Blackstone grill, and Napoleon BBQ - both grills connected to the gas line. The fully fenced yard also features a large modern storage shed. Additional highlights: Large entryway closet Upper hallway storage closet Easy access to Highways 401 & 407Close to schools, shopping, restaurants, and entertainment A rare opportunity to secure a substantial home in a prime location - bring your vision and make it your own.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
Style2-Storey
Approx. Age31-50
Size2000-2500 sq. ft.
Property Tax$7,573
Lot Size45.16 ft x 131.37 ft
mls© NumberE13697424
Listed ByNEW ERA REAL ESTATE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,369
Property tax
$631
Heat allowance
$150
Housing costs
$6,150 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $209,800
25-yr amortization

Income needed

$189,000

gross annual household income

Payment at 4%
$4,414 / mo
Cash down
$209,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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