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New1 hour ago

302 - 21 Earl Street

North St. James Town, Toronto

$699,000

Condo Apartment |
2 | 2 | 1 | 1
About this home

Get ecstatic about 21 Earl St., a one-of-a-kind offering in the heart of downtown Toronto. This 2 bed, 2 bath home gives you the best of both worlds: lowrise living and a true loft feel inside, tucked away in a quiet and charming residential enclave. Striking 20' ceilings and oversized windows fill the main living space with natural light, anchored by a striking gas fireplace and soaring mantlepiece that anchors the home. The unit is fully upgraded with new flooring throughout, a fully renovated kitchen with quartz counters, brand new appliances, new hardware, new herringbone carpet stairs, new lighting and brand new window coverings. On the second floor, the primary bedroom overlooks the living room and has its own ensuite and walk-in closet. A second bedroom and full bath on the main floor round this functional and attractive layout. Step out onto the balcony for treetop views. Tucked away on a quiet, charming residential street, you are away from high-density living yet mere steps from the best downtown has to offer. This townhome is truly one of a kind.

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agent
Jonathan Lee
(647) 983-0770
TypeCondo Apartment
StyleLoft
Approx. AgeNot available
Size900-999 sq. ft.
Maintenance Fees$1,048
LockerExclusive
BalconyOpen
ExposureSouth East
Parking TypeUnderground
Parking Spaces1
Parking FeaturesUnderground
Property Tax$3,921
mls© NumberC14140420
Listed ByFOREST HILL REAL ESTATE INC.
CAC Included
Common Elements Included
Building Insurance Included
Parking Included
Condo Taxes Included

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,578
Property tax
$327
Heat allowance
$150
Condo fees, half counted
$524
Housing costs
$4,579 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $139,800
25-yr amortization

Income needed

$141,000

gross annual household income

Payment at 4%
$2,942 / mo
Cash down
$139,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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