| CAC Included | |
| Common Elements Included | |
| Building Insurance Included | |
| Parking Included | |
| Condo Taxes Included |






































302 - 21 Earl Street
North St. James Town, Toronto
$699,000
Get ecstatic about 21 Earl St., a one-of-a-kind offering in the heart of downtown Toronto. This 2 bed, 2 bath home gives you the best of both worlds: lowrise living and a true loft feel inside, tucked away in a quiet and charming residential enclave. Striking 20' ceilings and oversized windows fill the main living space with natural light, anchored by a striking gas fireplace and soaring mantlepiece that anchors the home. The unit is fully upgraded with new flooring throughout, a fully renovated kitchen with quartz counters, brand new appliances, new hardware, new herringbone carpet stairs, new lighting and brand new window coverings. On the second floor, the primary bedroom overlooks the living room and has its own ensuite and walk-in closet. A second bedroom and full bath on the main floor round this functional and attractive layout. Step out onto the balcony for treetop views. Tucked away on a quiet, charming residential street, you are away from high-density living yet mere steps from the best downtown has to offer. This townhome is truly one of a kind.
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| Type | Condo Apartment |
| Style | Loft |
| Approx. Age | Not available |
| Size | 900-999 sq. ft. |
| Maintenance Fees | $1,048 |
| Locker | Exclusive |
| Balcony | Open |
| Exposure | South East |
| Parking Type | Underground |
| Parking Spaces | 1 |
| Parking Features | Underground |
| Property Tax | $3,921 |
| mls© Number | C14140420 |
| Listed By | FOREST HILL REAL ESTATE INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
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Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,578
- Property tax
- $327
- Heat allowance
- $150
- Condo fees, half counted
- $524
- Housing costs
- $4,579 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$141,000
gross annual household income
- Payment at 4%
- $2,942 / mo
- Cash down
- $139,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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