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New3 hours ago

409 St Clements Avenue

Lawrence Park South, Toronto

$1,780,000

Detached|2-Storey
3 | 2 | 0
About this home

Welcome to this charming and lovingly maintained home, proudly cherished by the same family for the past 11 years, in the highly sought-after Allenby and North Toronto Collegiate school district. A wonderful opportunity to enjoy a welcoming neighborhood, outstanding educational options, and the convenience of one of Toronto's most established and connected communities. Has Classic North Toronto Features Of Stained Glass, new Laminate with sub-floor and Stair and A Wood Burning Fireplace. New windows Air Condition on second floor 2025. New bathroom second floor 2015, New appliances from 2015 to 2025. Perfectly situated in one of Toronto's most desirable family-friendly neighborhoods, this home offers an exceptional blend of community charm and urban convenience. Just steps from the vibrant shops, restaurants, transit, and everyday amenities along Eglinton, Avenue Road, and Yonge Street, everything you need is right at your doorstep. Families will appreciate the excellent selection of highly regarded public schools nearby, including Allenby Public School, Glenview Senior Public School, North Toronto Collegiate Institute, and Lawrence Park Collegiate Institute. Children can walk safely to Allenby Public School without crossing a major intersection, offering added peace of mind for families. The location also provides convenient access to a number of respected private schools, including University of Toronto Schools (UCC), Havergal College, St. Clement's School, and Toronto French School (TFS).

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
Style2-Storey
Approx. Age51-99
Size1500-2000 sq. ft.
Property Tax$9,131
Lot Size25 ft x 136.58 ft
mls© NumberC13843422
Listed ByKW Living Realty

Listing History

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  • No recent lease history for this listing.

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$9,111
Property tax
$761
Heat allowance
$150
Housing costs
$10,022 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $356,000
25-yr amortization

Income needed

$308,000

gross annual household income

Payment at 4%
$7,491 / mo
Cash down
$356,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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