195 Grace Street
Palmerston-Little Italy, Toronto
$1,099,000
Rare opportunity in prime Palmerston-Little Italy! This spacious 2.5-storey semi offers 2,106 sq. ft. above grade plus a 916 sq. ft. finished basement, currently configured as two self-contained units: a two-bedroom, one-bathroom main-floor and basement unit, and a three-bedroom, one-bathroom second- and third-floor unit. Situated on a generous 20.11 131 ft lot with a detached laneway garage. Renovate, invest or reimagine this character-filled home in an unbeatable location steps to College Street, parks, schools, shops, restaurants and transit.
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This seller is holding back offers
Instead of reviewing offers as they come in, this seller has set offer instructions — a strategy often paired with attractive pricing to invite competing bids. Timing and preparation matter here; get in touch and we'll walk you through it.
| Type | Semi-Detached |
| Style | 2 1/2 Storey |
| Approx. Age | Not available |
| Size | 2000-2500 sq. ft. |
| Property Tax | $7,957 |
| Lot Size | 20.11 ft x 131 ft |
| mls© Number | C13792312 |
| Listed By | RIGHT AT HOME REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $5,625
- Property tax
- $663
- Heat allowance
- $150
- Housing costs
- $6,438 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$198,000
gross annual household income
- Payment at 4%
- $4,625 / mo
- Cash down
- $219,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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